A thorough assessment of your financial situation is needed to construct your foundation for financial recovery. Knowing where you are today and what you need to bridge the gap is essential. It also helps to ensure that your plan is realistic, reasonable, and one that you can commit to over time. By maintaining your spending plan (outlined later in this guide), the day-to-day worry about what you can and cannot afford will be removed. It will also help provide you with the single most important thing you can do to improve your situation – stop using credit cards to bridge the gap.
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See AllWe all have our own attitudes, anxieties, and myths that we have developed about money. We believe that these beliefs are not inherited, but are learned. They are learned from prior experiences and th
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If you are carrying a heavy debt load, the financial, physical, and emotional cost can be staggering especially if the balances on your credit cards increase or stay the same each month despite the pa
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